Digital Payment Wallets
Mobile payment wallet software that stores payment credentials or stored-value accounts on smartphones and enables NFC tap-to-pay or in-app payments through existing payment networks.
Core metadata
- ID: digital_payment_wallets
- Era: Modern
- First known date: 2011 (exact)
- Region: United States / global smartphone payment ecosystems
- Review status: source_checked
- Maturity: established
Prerequisites
Dependents
- None.
Fields
Field lanes
- Finance & Markets: Financial Computing
Node sources
- Launching Google Wallet on Sprint and working with Visa, American Express and Discover (Google, 2011, generic_overview) • Supports: node, maturity
- Big Tech's Role in Contactless Payments (Consumer Financial Protection Bureau, 2023, official_agency) • Supports: node, maturity
- EMV Payment Tokenisation (EMVCo, 2026, official_agency) • Supports: node, maturity
Prerequisite edge evidence
Edge/source evidence summary:
- Prerequisite edges: 2
- Average edge confidence: 85%
- Prerequisite sources: 2
- primary_source: 1
- review: 1
| Prerequisite | Type | Confidence | Evidence level | Note | Sources |
|---|---|---|---|---|---|
| Smartphones (smartphones) | required | 88% | primary_source | Google Wallet launched as a phone app for NFC tap-to-pay on Sprint's Nexus S 4G, so smartphones are required for this mobile-wallet scope. |
|
| Digital Payment Gateways (digital_payment_gateways) | commercial_or_scaling_dependency | 82% | review | Mobile wallets scale through existing card/payment networks, issuer provisioning, merchant acceptance, and payment-processing partners; blockchain is not a prerequisite for this scoped node. |
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